Financial Freedom For Dentists

Nathan Ricks, CFP®, MSFS, operates as the lead financial advisor and is listed as a NAPFA Registered Financial Advisor. The firm's website positions him as the primary voice on investment philosophy and one-on-one client engagement. Associate advisor Loyd Burleson III, also a CFP® certificant, supports client service but the firm has not publicly disclosed a separate investment committee structure.

Yes. Financial Freedom For Dentists describes itself as fee-only and fiduciary, meaning it is obligated to place client interests ahead of its own. Membership in NAPFA, which the firm prominently displays, requires advisors to adhere to a fiduciary oath and to accept compensation solely from client fees — no commissions, no revenue-sharing.

The firm follows an evidence-based, systematic investment approach using low-cost fund vehicles. Its website names Dimensional Fund Advisors and Vanguard as two primary fund providers, referencing Dimensional's research pedigree dating to 1981 and Vanguard's mutual-ownership structure as mechanisms for reducing investment costs. The firm's content emphasizes academic research rather than tactical market-timing.

Financial Freedom For Dentists builds its entire client-intake and planning process around dental-practice economics. Website content addresses practitioner-specific decisions — how to prioritize between student-loan repayment and retirement contributions, how to adjust plans around variable practice revenue, and how to integrate equipment purchases into a financial plan. The firm explicitly markets this vertical focus rather than serving a generalist client base.

It operates as a boutique registered investment advisory practice, not a family office. The firm serves multiple unrelated dental-professional clients from a single location in Snoqualmie, Washington, and does not manage a single-family wealth pool or multi-generational family-office structure.

Nathan Ricks holds the CFP® and an MSFS and is a NAPFA Registered Financial Advisor. Loyd Burleson III holds the CFP®. The firm emphasizes CFP Board's training and ethics requirements on its website, distinguishing CFP® professionals from other types of financial planners.

Financial Freedom For Dentists operates on a fee-only basis, meaning clients pay directly for advice and asset management. The website advertises this structure in multiple places as a fiduciary safeguard, noting that no commissions or third-party payments influence recommendations. Specific fee schedules or minimums are not disclosed on the public website.