Financial Life Advisors

Financial Life Advisors

Jeffrey McClure founded Financial Life Advisors in 2003, establishing the practice as a San Antonio-based registered investment advisor. The firm emerged during a wave of independent RIA launches that separated planning-led wealth management from the brokerage and bank-trust model prevalent in Texas at the time. Its core client base consists of individuals, high-net-worth households and small-business entities concentrated in South Texas. Financial Life Advisors runs discretionary portfolios anchored by financial-planning mandates — retirement income, tax-aware distribution and estate-integrated asset allocation. The firm constructs models spanning equities, fixed income and alternative sleeves, with manager selection layered into in-house strategies. Public records indicate the firm uses a mix of individual securities, mutual funds and ETFs, positioning each account against a household-level liability stream rather than a generic benchmark. The firm operates from a single office in San Antonio. Headcount and total regulatory assets under management are not publicly disclosed. No adjacent vehicles — philanthropic foundations, real-asset arms or operating businesses — are associated with the firm in public filings or regulatory records. Financial Life Advisors sits inside a fragmented independent-RIA landscape where most competitors serve a single metro area and compete on planning depth. The structural differentiator is the firm's deliberate bundling of retirement-income modeling with investment management — a posture closer to a family-office planning desk than to a broker-dealer allocation team. The single-office, single-city footprint reinforces a relationship model that scales only through client tenure, not geographic expansion.