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Fintech & Innovation
Fintech & Innovation provides bank accounts, IBANs, and prepaid card programs across the US, Europe, and Seychelles for licensed Forex and crypto firms.
Fintech & Innovation
Fintech & Innovation Ltd presents itself as a consulting agency built to help businesses navigate the post-traditional banking landscape. Its services span company formation, financial licensing, and the procurement of bank accounts in key jurisdictions including the U.S., Europe, and the Seychelles. Rather than deploying proprietary capital, the firm orchestrates the regulatory and banking rails that licensed financial companies need to operate. The firm’s strategy is not one of asset management but of infrastructure provision. It assembles EUR SEPA and EUR SWIFT accounts, USD accounts in the U.S., Hong Kong, and other hubs, and issues Master and SUB IBANs for collection and payouts. For Forex brokers and crypto desks, Fintech & Innovation offers white-label integrations and prepaid debit card programs — including worldwide issuing, which it describes as a rarity. Confirmed client types include licensed Forex companies, crypto platforms, and neo-banking startups seeking ready-made payment gateways. Fintech & Innovation lists partner entities in the U.A.E., Seychelles, and the U.S., hinting at a multi-jurisdictional network. It also promotes outsourced compliance and accounting services, effectively bundling a turnkey operational stack for fintechs. No headcount, year of founding, or named principals appear in the firm’s public materials. The absence of disclosed principals and the service-menu breadth leave the group’s legal structure — single entity vs. distributed partnership — unconfirmed. Structurally, Fintech & Innovation operates not as a family office or fund but as a facilitators to regulated financial businesses. It does not disclose any proprietary investment vehicles, co-investment clubs, or philanthropic arms. Its differentiator is the claim of maintaining rare issuing relationships capable of delivering card programs globally — a back-office moat rather than an allocator posture.
General information
Firm type
Asset Manager
Year founded
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AUM
Undisclosed
Location
Region
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Country
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City
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Corporate office
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Sector focus
Frequently asked questions
What does Fintech & Innovation actually do?
Fintech & Innovation is a financial services consultancy that provides business onboarding and payment infrastructure to fintech, Forex, and crypto companies. Its services include company formation, financial licensing assistance, bank account opening in Europe, the US, and Hong Kong, IBAN issuing, and prepaid debit card program management. It does not appear to make direct investments or manage outside capital.
Does Fintech & Innovation manage money or act as a family office?
No. Public materials show no evidence of AUM, investment management, or a family office structure. The firm describes itself as a consulting agency that sets up the financial infrastructure — bank accounts, IBANs, and card programs — that regulated financial businesses require. It is an enabler, not an allocator.
What jurisdictions does Fintech & Innovation cover for banking and licensing?
The firm highlights Europe (EUR SEPA and EUR SWIFT accounts), the United States (USD accounts), Hong Kong, and the Seychelles. Its partner companies are listed in the U.A.E., the U.S., and the Seychelles. Licensing support appears to cover multiple jurisdictions, though no specific regulatory registers are cited.
Can Fintech & Innovation issue prepaid cards worldwide?
The firm states it is 'one of the few in the market that can still provide Worldwide Issuing' for prepaid debit cards. It advertises white-label card programs for Forex platforms and crypto over-the-counter desks, integrating with the client’s existing payment network. No card network (Visa, Mastercard) or BIN sponsor is publicly named.
Who are the principals behind Fintech & Innovation?
No founders, CEOs, or managing directors are disclosed on the website or in any other input source. The firm’s materials focus entirely on its service catalog, with no named team members, biographies, or governance structure.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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