Bank / Wealth / Trust

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First United Bank

Discover financial freedom with First United Bank. Join our community-focused institution on a purpose-driven path to practical solutions, simplified banking,...

First United Bank logo

First United Bank

Discover financial freedom with First United Bank. Join our community-focused institution on a purpose-driven path to practical solutions, simplified banking, and financial stability. From personal banking to mortgages, explore our account options and find the journey that fits your life.

General information

Firm type

Bank / Wealth / Trust

Year founded

1896

Location

Region

North America

Country

United States

City

Durant

Corporate office

Durant, OK, United States

Principals

Greg Massey

CEO

David Swift

President

Sector focus

Real EstatePrivate CreditLuxury

Frequently asked questions

Who runs investment decisions at First United Bank's wealth management division?

Greg Massey is the CEO of the parent company, but the bank has not publicly named a standalone chief investment officer for its trust and wealth management unit. The wealth and trust group operates under the bank's fiduciary charter and is subject to regulatory oversight by the Office of the Comptroller of the Currency, with investment policy likely set by an internal committee.

Does First United Bank participate in fund commitments or only direct lending?

First United Bank is primarily a direct lender through its balance sheet — commercial loans, real estate, and agricultural credit — rather than a limited partner in outside funds. Its trust department may hold third-party managed funds for client accounts, but the institution does not operate a fund-of-funds program for its own capital.

How is First United Bank's wealth management arm separated from its banking operations?

The trust and wealth management division operates as a department within the bank, not a separate registered investment advisor. It is governed by the bank's fiduciary charter, which legally requires the separation of trust assets from the bank's own balance sheet and subjects management decisions to regulatory examination standards distinct from commercial banking.

What is First United Bank's known posture on co-investments alongside external GPs?

There is no public record of First United Bank co-investing alongside external general partners in private equity or venture capital deals. The bank's investment activity is overwhelmingly credit-extending — it originates, underwrites, and holds loans directly rather than participating as a co-investor in fund-led transactions.

Where does the bank's loan book concentrate geographically?

The loan book is concentrated in Oklahoma, Texas, Arkansas, and Kansas — with particular density in Oklahoma City, Tulsa, and the Dallas-Fort Worth metroplex. Agricultural and rural small-business lending remains a meaningful portion of the book, reflecting the Durant headquarters' regional roots.

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