Foster Group

Foster Group does not operate a centralized investment committee that dictates portfolio allocations across all client accounts. Individual client-facing advisors maintain direct authority over household-level investment decisions within a shared firmwide philosophy of evidence-based, low-cost asset allocation. Founder Jerry Foster shaped that philosophy and remains involved in the firm.

The firm has historically grown through professional referrals, primarily within physician and business-owner networks in Iowa and Nebraska. Foster Group does not maintain a large-scale digital marketing operation or national seminar program. Its client acquisition strategy relies on existing client introductions and relationships with accounting and legal professionals in the Midwest.

No. Foster Group constructs client portfolios exclusively from third-party institutional funds, typically low-cost index funds and evidence-based factor strategies from providers like Dimensional Fund Advisors and Vanguard. The firm does not operate its own mutual funds, ETFs, or separately managed account platforms.

The firm does not invest client capital in private equity, venture capital, hedge funds, structured products, or alternative investments of any kind. Portfolios remain fully allocated to publicly traded equities, fixed income, and real estate investment trusts. Commodities and cryptocurrency are also excluded from the firm's standard allocations.

Foster Group operates on a fee-only basis, charging clients a percentage of assets under management. The firm accepts no commissions, 12b-1 fees, revenue-sharing payments, or referral fees from fund providers or custodians. This compensation structure is disclosed on Form ADV filings with the SEC (public record).