Bank / Wealth / Trust

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Fukui Bank

Fukui Bank (福井銀行) (TYO: 8362) is a Japan-based bank offering deposit, loan, domestic exchange, foreign exchange, and related services. It has made three...

Fukui Bank logo

Fukui Bank

Fukui Bank (福井銀行) (TYO: 8362) is a Japan-based bank offering deposit, loan, domestic exchange, foreign exchange, and related services. It has made three investments, including a seed investment in DeltaX on November 28, 2025. Fukui Bank has one portfolio exit, Money Forward, which occurred on October 05, 2017.

General information

Firm type

Bank / Wealth / Trust

Year founded

1899

Location

Region

Asia

Country

Japan

City

Fukui

Corporate office

Fukui, Fukui Prefecture, Japan

Principals

Kazuo Nagano

President

Sector focus

Regional BankingPrivate CreditReal Estate

Frequently asked questions

How does Fukui Bank allocate its investment portfolio?

Fukui Bank's balance sheet is dominated by direct lending to small and midsize enterprises in Fukui Prefecture, along with residential mortgages and municipal bond holdings. A smaller liquidity portfolio holds Japanese government bonds. The bank does not run a proprietary venture capital book, equity co-investment program, or alternatives allocation.

What distinguishes Fukui Bank from a family office or independent asset manager?

Fukui Bank is a regulated deposit-taking institution, not a family office. It does not manage external capital on a discretionary basis. Its investment activity is constrained by Japanese banking law and FSA guidelines, and its lending decisions are designed to serve regional economic policy goals rather than purely market-driven returns.

Does Fukui Bank participate in direct equity deals or venture investing?

No. Fukui Bank's investment activity is almost entirely credit-based — corporate loans, mortgages, and government bonds. Japanese regional banks occasionally hold small equity stakes in client companies, but these are relationship-driven, not proprietary venture portfolios.

Who runs investment decisions at Fukui Bank?

Ultimate authority sits with the president and the bank's ALM committee, operating under a board-mandated risk framework. Daily execution is handled by the treasury and lending divisions, with policy guidance from the Financial Services Agency in Tokyo.

What is Fukui Bank's geographic coverage?

The bank operates almost exclusively within Fukui Prefecture, with a modest presence in neighboring prefectures such as Ishikawa and Shiga. It has no international offices or cross-border lending programs.

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