Greater Than

Greater Than licenses predictive risk intelligence derived from GPS driving data. Its AI quantifies the probability that a driver will be involved in a crash and the climate impact of their driving style. The output is sold as a data feed into insurance underwriting, fleet-safety programs, and ESG reporting platforms.

Standard telematics typically triggers on predefined events — harsh braking, rapid acceleration. Greater Than's model instead analyzes the entire trip as a behavioral pattern, trained over 20 years on more than 7 billion real-world driving patterns. It claims to measure the underlying driver influence on risk rather than counting events.

The firm has publicly identified Fuse Fleet, which uses Greater Than's model to power a new insurance solution, and Equans BeLux, which reported an average 7% CO2 reduction during a driving challenge. Managing Director Luke Kelly of DKG has also endorsed the technology for providing crash-probability insights to brokers and fleet management companies.

No. Greater Than does not underwrite policies or carry insurance risk on its balance sheet. It operates as an analytics provider, selling a risk score that insurers and fleet operators embed into their own processes for pricing, risk selection, and safety interventions.

The FIA Smart Driving Challenge is an initiative by the Fédération Internationale de l'Automobile that gamifies safe and sustainable driving. Greater Than provides the underlying AI scoring engine that evaluates participants' driving patterns and quantifies their safety and climate impact in near real time.