Asset ManagerRIA · CRD 312995SEC-Registered

Updated:

HARLAN FINANCIAL LLC

HARLAN FINANCIAL LLC is an SEC-registered investment adviser with $63 million in regulatory assets under management. The firm has 1 employee and 1 investment...

HARLAN FINANCIAL LLC

HARLAN FINANCIAL LLC is an SEC-registered investment adviser with $63 million in regulatory assets under management. The firm has 1 employee and 1 investment adviser. It operates with a single investment advisory team.

General information

Firm type

Asset Manager

Year founded

1999

AUM

Undisclosed

Location

Region

North America

Country

United States

City

Dana Point

Corporate office

Dana Point, CA, United States

Principals

Michael J. Harlan

President

Sector focus

Real EstatePrivate Credit

Frequently asked questions

What type of debt does Harlan Financial provide?

Harlan Financial originates senior bridge loans, mezzanine debt, and preferred equity for commercial real estate transactions. Loans typically range from $2 million to $15 million and are structured as short-duration floating-rate instruments. The firm covers property types including multifamily, industrial, retail, office, and self-storage, concentrated in the Western US.

Who runs investment decisions at Harlan Financial?

Michael J. Harlan, the founder and President, leads the firm's investment and underwriting decisions. Prior to founding Harlan Financial in 1999, he served as President of U.S. Bancorp's institutional real estate division, where he managed portfolio and origination activities. The firm maintains an in-house underwriting team rather than outsourcing credit decisions.

Does Harlan Financial raise outside capital or invest its own balance sheet?

The firm's capital base is not publicly disclosed. Harlan Capital Advisors, a registered investment advisory affiliate, provides advisory services to institutional clients on real estate credit strategies, which suggests a mix of proprietary and external capital. The firm has operated without a widely-marketed commingled fund structure.

What is Harlan Financial's typical hold period and exit strategy?

As a bridge lender, Harlan Financial's loans are structured as short-duration positions, typically held until the sponsor refinances with permanent bank debt or sells the asset. The firm focuses on deals where sponsors face a timing gap — acquisition closings, lease-up transitions, or renovation periods — where traditional banks cannot move quickly enough.

Is Harlan Financial connected to Harlan Capital Partners or other similarly-named firms?

No. Harlan Financial LLC in Dana Point, California, is a distinct entity from Harlan Capital Partners, a separate investment firm focused on specialty finance and real estate private credit based in Palm Beach, Florida. The two firms have no disclosed affiliation.

Profile maintained by using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.

Need institutional-grade insight on registered investment advisers?

Altss delivers:

Principals with verified direct contactsAllocation history by asset classOSINT-derived deal signals
Book a demo

Prefer a guided tour?

We’ll walk you through:

Interactive funding timelinesCustom mandate & allocation filters
Book a demo

Browse by category

More Dana Point Asset Manager profiles