Pension Fund

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Howard County (Md.) Retirement Master Trust

The Howard County (Md.) Retirement Master Trust was established by Howard County, Maryland to administer defined-benefit retirement plans for county employees.

Howard County (Md.) Retirement Master Trust logo

Howard County (Md.) Retirement Master Trust

The Howard County (Md.) Retirement Master Trust was established by Howard County, Maryland to administer defined-benefit retirement plans for county employees. Rafiu O. Ighile, Director of Finance, and Scott Southern, Retirement Coordinator, handle day-to-day oversight. The trust maintains a diversified portfolio that includes a mixed-use REITs allocation, real assets funds and private credit commitments. Geographic exposure spans domestic markets and emerging markets debt positions. The Retirement Plan Committee holds formal authority over investment policy and operations. No additional offices or adjacent vehicles are disclosed. A seven-member committee structure governs administration. The trust operates as a county-administered public plan with no external manager or family-office overlay.

General information

Firm type

Pension Fund

Year founded

1995

Location

Region

North America

Country

United States

City

Columbia

Corporate office

Columbia, United States

Principals

Rafiu O. Ighile

Director of Finance

Scott Southern

Retirement Coordinator

Sector focus

Real EstatePrivate Credit

Frequently asked questions

Who runs investment decisions at Howard County (Md.) Retirement Master Trust?

Rafiu O. Ighile as Director of Finance and Scott Southern as Retirement Coordinator manage operations. A seven-member Retirement Plan Committee holds formal authority over the plan.

What asset classes does the trust hold?

The portfolio includes REITs, real assets funds and private credit. It also maintains emerging markets debt exposure.

Is the trust a single-family office or public pension vehicle?

It functions as a public defined-benefit pension plan administered by Howard County, Maryland.

Where does the underlying capital originate?

Assets derive from Howard County employee retirement contributions and county funding.

Does the trust use external managers or direct investments?

It deploys through fund vehicles in real assets and private credit alongside REIT holdings.

Profile maintained by using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.

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