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Ideal Retirement Solutions
Ideal Retirement Solutions operates as a retirement-focused registered investment advisor, with a practice centered on helping individuals transition from...
Ideal Retirement Solutions
Ideal Retirement Solutions operates as a retirement-focused registered investment advisor, with a practice centered on helping individuals transition from asset accumulation to income distribution. The advisory model typically involves constructing portfolios of mutual funds, ETFs, and insurance-company annuity products designed to generate predictable income streams. For corporate clients, the firm serves as an ERISA 3(38) investment manager on 401(k) and 403(b) plan menus, selecting and monitoring investment options on behalf of plan participants. The asset-class mix concentrates on fixed income, dividend equities, and guaranteed-income products, with minimal exposure to alternatives, private equity, or direct venture. Geographic footprint is exclusively domestic, serving individual retirees and mid-sized plan sponsors across the United States. The firm does not operate pooled investment vehicles or make direct co-investments; all client capital is allocated to publicly traded securities and insurance products. Team size and assets under management are undisclosed. The firm maintains no known additional offices, adjacent philanthropic vehicles, family-office structures, or club-deal arrangements. There is no public record of institutional co-investors, named portfolio companies, or proprietary fund structures. Ideal Retirement Solutions is structurally a service firm rather than a capital allocator in the Altss sense — it distributes existing financial products to retail clients under a fiduciary standard, with no proprietary investment mandate, no direct investing capability, and no disclosed capital formation activity of the kind tracked on the platform.
General information
Firm type
Asset Manager
Year founded
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AUM
Undisclosed
Location
Region
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Country
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City
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Corporate office
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Frequently asked questions
What is the core service model at Ideal Retirement Solutions?
The firm operates as a registered investment advisor specializing in retirement income planning. It builds and manages portfolios for individual retirees and serves as a fiduciary investment manager for corporate retirement plans. The model emphasizes income-oriented allocation across mutual funds, ETFs, and annuity products rather than direct securities selection or private-market investing.
Does Ideal Retirement Solutions act as an ERISA fiduciary?
Yes, in engagements with corporate plan sponsors the firm typically acts as an ERISA 3(38) investment manager. This means the firm takes on full investment discretion and fiduciary responsibility for selecting and monitoring the investment menu in employer-sponsored retirement plans, reducing the liability exposure for the plan sponsor's committee.
Does the firm make direct investments in private companies or venture capital?
No. Ideal Retirement Solutions does not operate any proprietary direct-investment or venture-capital programs. The advisory model deploys client capital into publicly available securities and insurance-company products, not into private equity, private credit, or startup investments.
Is Ideal Retirement Solutions a single-family office or multi-family office?
It is neither. The firm is structured as a traditional registered investment advisor serving retirement-plan sponsors and individual retiree clients. There is no identified founding family, family-office structure, or multi-generational wealth-management mandate in the public record.
What is the firm's known posture on co-investments alongside external GPs?
The firm does not participate in co-investments. Its investment activity is limited to selecting and managing third-party funds and insurance products within client accounts. There is no public indication of a fund-commitment program, GP-stakes business, or direct co-investment capability.
Where is Ideal Retirement Solutions headquartered and in which markets does it operate?
Specific headquarters location and team size are not disclosed in publicly available records. What is known from the firm's name and operating footprint is that its client base is entirely domestic, serving retirees and plan sponsors across the United States without international advisory operations.
How does Ideal Retirement Solutions source its clients?
The firm likely sources individual retiree clients through traditional retail financial-advisory channels — referrals, seminars, and rollover-planning education — while corporate plan-sponsor relationships are typically developed through retirement-plan consultant networks and direct business development. No proprietary technology-driven sourcing model is evident from the public record.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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