Incline Investment Advisors

Yes. As an SEC-registered Registered Investment Advisor (RIA), Incline Investment Advisors is bound by the fiduciary standard under the Investment Advisers Act of 1940. This means the firm must act in its clients' best interests in all advisory matters, including portfolio recommendations, trade execution, and fee disclosures. The fiduciary obligation applies to both discretionary and non-discretionary client relationships.

Incline Investment Advisors manages separately managed accounts (SMAs) on a discretionary and non-discretionary basis, according to its public regulatory filings. The firm does not operate proprietary pooled investment funds, but may allocate client capital to third-party funds, including private or alternative vehicles, where appropriate for the client's objectives. Each client account is individually structured rather than commingled into a single fund.

The firm's investment universe includes individual equities, fixed-income securities, mutual funds, exchange-traded funds (ETFs), and option strategies, based on its Form ADV disclosures. Client portfolios are constructed to reflect each household's specific tax situation, liquidity needs, and risk tolerance. Holdings are predominantly in US-listed securities and domestic fixed-income instruments.

No. The firm does not custody client assets directly. Incline Investment Advisors uses qualified third-party custodians, as is standard practice for SEC-registered RIAs, and clients receive trade confirmations and account statements directly from the custodian. The firm's public disclosures note that clients should carefully review statements from the custodian and compare them with any reports provided by the advisor.

Incline Investment Advisors operates as an independent RIA, not as a unit of a bank or broker-dealer. This independence means the firm is not restricted to a parent institution's proprietary product shelf and can select securities and managers from across the full market. However, it also bears sole responsibility for manager due diligence, ongoing monitoring, and platform-level operational functions that a larger parent institution would typically provide.