Incode Technologies Inc.

Incode Technologies Inc.

Ricardo Amper founded Incode on June 17, 2015, in San Francisco, and the company grew to 600 employees representing 25 nationalities. The firm has retained its independence as a private technology company, with no disclosed family-office or sovereign-wealth backing. Wealth origin of shareholders is not publicly disclosed. Incode's platform combines biometric authentication, document verification, and liveness detection — all powered by proprietary AI models trained on 400M identity profiles and 4.1B identity checks annually. The company covers KYC/AML compliance, employee verification, and agentic trust for autonomous AI agents. It claims to have been the first to pass iBeta Level 1 Passive Liveness certification in 2019 and iBeta Level 2 in 2022. Geographically, its platform is licensed by financial institutions in Mexico (Banco Dondé, Klar, Rappibank), the United States (Citi, Equifax, Experian), and other markets. Incode operates from eight offices across the US, Europe, Serbia, Mexico, Colombia, and Israel. It completed its second acquisition — AuthenticID — in 2024 (per the firm, 2024). The company was named a Leader in the Gartner Magic Quadrant for Identity Verification for two consecutive years through 2025. Unlike most identity verification vendors that rely on third-party biometric SDKs, Incode builds its own AI stack in-house — a vertical-integration model that the firm argues yields lower false-acceptance rates and faster adaptation to novel fraud vectors. Its enterprise sales model focuses on modular platform integration rather than per-transaction pricing.