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Kastler Financial Planning
Kastler Financial Planning was established as a financial advisory practice focused on delivering integrated planning and investment management.
Kastler Financial Planning
Kastler Financial Planning was established as a financial advisory practice focused on delivering integrated planning and investment management. The firm operates on a fee-only structure, aligning its compensation with client outcomes rather than product sales—a structural commitment that distinguishes it from broker-dealer affiliated advisors. The firm's strategy centers on goals-based wealth management, combining retirement planning, investment portfolio construction, and cash-flow modeling. Asset-class coverage typically spans equities, fixed income, and alternative allocations suitable for individual investors, with portfolios constructed primarily from low-cost vehicles such as ETFs and mutual funds. The geographic footprint remains domestic, serving US-based households. The practice maintains a boutique scale, operating with a lean team of credentialed planners who manage client relationships directly. Service delivery includes ongoing portfolio rebalancing and periodic plan reviews, maintaining a high-touch cadence appropriate for personal financial advisory. As a fee-only RIA, the firm's structural differentiator lies in its fiduciary obligation to place client interests ahead of its own in every engagement—a regulatory posture that governs all advice and investment selection, free from the conflicts inherent in commission-based models.
General information
Firm type
Asset Manager
Year founded
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AUM
Undisclosed
Location
Region
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Country
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City
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Corporate office
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Frequently asked questions
What services does Kastler Financial Planning offer?
The firm provides comprehensive financial planning and investment management. Services typically include retirement planning, investment portfolio construction, tax-aware strategies, and cash-flow modeling. The practice integrates these disciplines rather than offering them as siloed, standalone products.
How is Kastler Financial Planning compensated?
Kastler Financial Planning operates on a fee-only basis. Clients pay directly for advisory services, typically calculated as a percentage of assets under management or a flat retainer. The firm does not accept commissions from product sales, which removes the incentive to recommend investments that generate higher compensation for the advisor rather than better outcomes for the client.
Is Kastler Financial Planning a fiduciary?
Yes. As a registered investment advisor, the firm is held to a fiduciary standard under the Investment Advisers Act of 1940. This means the firm is legally obligated to act in its clients' best interests, placing client needs ahead of its own financial considerations in every advisory engagement.
How does Kastler Financial Planning construct client portfolios?
Portfolios are built using a goals-based framework aligned with each client's time horizon, risk tolerance, and cash-flow needs. The firm typically utilizes low-cost exchange-traded funds and mutual funds to achieve broad market exposure across equities, fixed income, and select alternative asset classes suitable for individual investors.
Does Kastler Financial Planning serve institutional clients or only individuals?
The firm's practice is structured around individual and family client relationships, consistent with a personal financial planning orientation. Its service model—retirement analysis, cash-flow modeling, and household-level tax coordination—indicates a retail rather than institutional focus.
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