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Kristal.AI Technologies
Kristal.AI Technologies was founded in 2016 by Vivek Mohindra and Ashish Jaiman, two former financial services executives who sought to bridge the gap...
Kristal.AI Technologies
Kristal.AI Technologies was founded in 2016 by Vivek Mohindra and Ashish Jaiman, two former financial services executives who sought to bridge the gap between robo-advisory technology and personalized wealth management. The firm operates as an asset manager and wealth technology provider, targeting high-net-worth individuals and institutional clients across Asia, Europe, and North America. Kristal.AI employs a hybrid strategy that combines AI-driven portfolio construction with human oversight. The platform allocates capital across equities, fixed income, ETFs, and alternative assets, using algorithms to tailor risk profiles and rebalance portfolios. The firm has disclosed positions in global ETFs and select direct equities, though specific portfolio company names are not regularly published. The geographic footprint covers India, the Netherlands, the United States, and the United Arab Emirates. Headquartered in Bangalore, Kristal.AI maintains additional offices in Amsterdam, New York, and Dubai. The firm's team size is not publicly disclosed. In 2023, the firm secured a regulatory license from the Securities and Exchange Board of India to operate as a registered investment adviser (per SEBI records, 2023). Kristal.AI also operates a digital platform accessible via web and mobile app, with a reported 100,000+ users (per the firm's official communications). A structural differentiator is Kristal.AI's regulated advisory model across multiple jurisdictions — holding licenses in India, the UAE, and the Netherlands — which allows it to serve cross-border clients within a unified digital architecture. This multi-regulatory approach is uncommon among pure robo-advisors, many of which operate in a single market.
General information
Firm type
Asset Manager
Year founded
2016
AUM
$500M - $1B (Altss estimate)
Location
Region
Asia
Country
India
City
Bangalore
Corporate office
Bangalore, India
Additional offices
Amsterdam · New York · Dubai
Principals
Ashish Jaiman
Co-Founder & Chief Investment Officer
Vivek Mohindra
Co-Founder & CEO
Sector focus
Frequently asked questions
Who runs investment decisions at Kristal.AI?
Ashish Jaiman, co-founder and CIO, oversees investment decisions at Kristal.AI. Vivek Mohindra, co-founder and CEO, focuses on strategic direction and business operations. The firm uses proprietary algorithms alongside a team of human advisors to set asset allocation and manage portfolios (per the firm's official communications).
How does Kristal.AI source proprietary deal flow?
Kristal.AI does not publicly source proprietary private-market deals like traditional family offices. The firm's investment approach relies on algorithm-driven allocation to global ETFs, mutual funds, and direct equities, not on direct private company investments or club deals.
Is Kristal.AI structured as a single family office or does it operate more like an asset manager?
Kristal.AI operates as a regulated asset manager and wealth technology company, not a single or multi-family office. It offers digital portfolio management to retail and institutional clients through a licensed advisory model across India, the UAE, and the Netherlands (per public regulatory filings).
Does Kristal.AI participate in fund commitments or only direct deals?
Kristal.AI primarily invests in publicly traded securities and ETFs via its platform, rather than committing to private fund vehicles or direct private company deals. It is not a buyout or venture capital firm.
What investment stages does Kristal.AI typically target?
Kristal.AI focuses on liquid public-market investments across equity and fixed income asset classes. It does not target specific stages such as venture capital or growth equity; instead, it tailors risk-return profiles using algorithmic models for individual clients.
Where does the underlying wealth at Kristal.AI come from?
Kristal.AI does not manage a concentrated family fortune; its assets under management are composed of pooled capital from third-party clients — high-net-worth individuals, institutions, and retail investors — using the firm's digital investment platform.
What is Kristal.AI's known posture on co-investments alongside external GPs?
Kristal.AI has not publicly disclosed participation in co-investments alongside external general partners. Its investment platform is focused on liquid markets and algorithm-based strategies, not on private-market co-investment structures.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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