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Magnolia Bancorp, Inc.
Magnolia Bancorp, Inc. is a Mississippi-based financial holding company and community bank serving Pike County.
Magnolia Bancorp, Inc.
Magnolia Bancorp, Inc. is a financial holding company organized under the laws of the State of Mississippi. The firm's primary operating subsidiary is Magnolia State Bank, a community bank headquartered in Magnolia, Mississippi. It was founded to serve the banking needs of the local population and small businesses in Pike County and surrounding areas. The bank offers a range of commercial banking services, including commercial and consumer loans, demand deposits, savings accounts, and certificates of deposit. The investment strategy is conservative, focusing on interest income from a diversified loan portfolio comprising commercial real estate, agricultural, and consumer loans. As a community bank, it operates within a defined geographic footprint. Recent filings indicate the bank has a presence in southwestern Mississippi. The firm's scale is modest, with total assets typically reported in the low hundreds of millions of dollars per regulatory filings. As of the most recent annual report, the bank had around 50 employees. It operates a small number of branch offices in its home county. No external investment vehicles or philanthropic arms are publicly disclosed. A structural differentiator is its status as a publicly traded bank holding company, which subjects it to SEC reporting and regulatory oversight by the Federal Reserve. This structure provides transparency through quarterly earnings releases and annual reports, but limits flexibility compared to privately held family offices. The firm's small size and local focus mean it operates with a traditional community banking model.
General information
Firm type
Asset Manager
Year founded
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AUM
Undisclosed
Location
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City
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Corporate office
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Frequently asked questions
What type of institution is Magnolia Bancorp, Inc.?
Magnolia Bancorp is a publicly traded financial holding company that owns Magnolia State Bank, a community bank operating in Mississippi. It is classified as a bank holding company and reports to the Federal Reserve.
Where does Magnolia Bancorp operate?
The bank primarily operates in Pike County, Mississippi, with branches in Magnolia and surrounding communities. Its business is concentrated within a multi-county area of southwestern Mississippi, serving local businesses and residents.
How is Magnolia Bancorp's investment portfolio structured?
The bank's investment portfolio is conservative, consisting largely of loans and securities. Loans include commercial real estate, agricultural, and consumer categories. The focus is on generating stable interest income rather than capital gains from marketable securities.
Is Magnolia Bancorp related to any family office or private wealth entity?
No public information links Magnolia Bancorp to a family office or private wealth management firm. It operates as a standalone community bank holding company with no publicly disclosed family office affiliation.
What regulatory oversight applies to Magnolia Bancorp?
As a registered bank holding company, Magnolia Bancorp is regulated by the Federal Reserve Board. Its subsidiary bank is subject to oversight from the Mississippi Department of Banking and Consumer Finance. The company files quarterly and annual reports with the SEC because its stock is publicly traded.
What is the bank's primary source of revenue?
The bank generates revenue primarily from net interest income, which is the difference between interest earned on loans and securities and interest paid on deposits. Non-interest income, such as service charges and fees, contributes a smaller portion.
Does Magnolia Bancorp have any known investment affiliates or partnerships?
No known investment affiliates or partnerships outside the bank itself have been publicly disclosed. The firm operates as a standalone community bank without external investment vehicles.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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