Markowski Investments

Overview

Daniel J. Markowski established the firm in 2003, building a private-client practice that outlasted the global financial crisis and the rise of passive investing. The firm's client base leans heavily on Florida's in-migration of affluent retirees and business owners, with portfolios constructed around tax-aware asset location across taxable and qualified accounts. Markowski Investments builds concentrated equity allocations using direct indexing and complements them with individual municipal-bond ladders optimized for Florida residents. The firm avoids pooled private-fund structures — direct securities custody at a major clearing firm serves as the operational backbone. Fixed-income work skews toward investment-grade corporates and structured duration management rather than speculative credit. In April 2024 it maintained its SEC registration as a state-registered adviser disclosing a discretionary wrap-fee program. Daniel J. Markowski remains the sole named principal across all regulatory filings and client-facing communications. Unlike the consolidator-backed aggregators or bank-owned trust departments populating the same geography, Markowski operates as a pure owner-operator boutique. That structure eliminates institutional product-mandate pressure — the firm's only investment committee is the founder. Succession is the open structural question for an RIA built entirely around a single named principal with no publicly identified junior partners or family-member successors. MARKOWSKI INVESTMENTS was listed as registered with the SEC in the IAPD firm compilation observed on 2026-10-22. In Form ADV filed on 2026-03-27, it reported 11 employees; 1,924 advisory accounts; services including Financial planning, Pension consulting, Portfolio management for individuals and small businesses, Selection of other advisers; client categories including Corporations or other businesses, High net worth individuals, Individuals (other than high net worth individuals), Pension and profit sharing plans; compensation arrangements including A percentage of assets under management, Hourly charges. These are dated adviser-reported facts, not independently verified by Altss. Registration does not constitute approval or endorsement. This historical filing does not establish current registration status or operations.