Markowski Investments

Markowski Investments

Daniel J. Markowski established the firm in 2003, building a private-client practice that outlasted the global financial crisis and the rise of passive investing. The firm's client base leans heavily on Florida's in-migration of affluent retirees and business owners, with portfolios constructed around tax-aware asset location across taxable and qualified accounts. Markowski Investments builds concentrated equity allocations using direct indexing and complements them with individual municipal-bond ladders optimized for Florida residents. The firm avoids pooled private-fund structures — direct securities custody at a major clearing firm serves as the operational backbone. Fixed-income work skews toward investment-grade corporates and structured duration management rather than speculative credit. The firm runs lean, likely under fifteen professionals, with no additional offices outside Tampa. In April 2024 it maintained its SEC registration as a state-registered adviser disclosing a discretionary wrap-fee program. Daniel J. Markowski remains the sole named principal across all regulatory filings and client-facing communications. Unlike the consolidator-backed aggregators or bank-owned trust departments populating the same geography, Markowski operates as a pure owner-operator boutique. That structure eliminates institutional product-mandate pressure — the firm's only investment committee is the founder. Succession is the open structural question for an RIA built entirely around a single named principal with no publicly identified junior partners or family-member successors.