Mears Money Management

Mears Money Management

Launched during the financial crisis by President Patrick Mears, Mears Money Management operates as a lean Florida-based RIA. The firm services a small, undisclosed number of individual clients, often professionals and retirees, relying on direct relationships rather than institutional marketing or intermediary platforms. The firm's strategy centers on traditional wealth-management building blocks—public equities, fixed income, and cash management—executed primarily through separately managed accounts. It does not market a proprietary fund family and has no known record of direct private-company investments, venture allocations, or real-asset vehicles. The geographic footprint is entirely domestic, with client concentration in South Florida. Regulatory filings paint a picture of a compact operation. The firm reports fewer than five employees and consistently lists an asset base that places it among the smaller SEC-registered advisors. No adjacent vehicles—philanthropic foundations, real-estate arms, or peer-network memberships—appear in public disclosures. In the most recent Form ADV, the firm described its advisory business as comprising financial-planning services and discretionary portfolio management for individuals, with no indication of pooled-investment-vehicle structures. Where many South Florida wealth managers grew by aggregating Latin American capital or launching feeder funds, Mears Money Management stayed deliberately narrow—a single-principal shop with no external growth narrative. That structure creates seamless alignment between the founder's own capital, the firm's balance sheet, and the portfolios it runs, but it also means the franchise is deeply tied to one individual's tenure.