Meredith Wealth Planning

Meredith Wealth Planning

Mark Meredith founded the firm in 2019 after spending nearly eight years as a financial planner at a community bank, where he observed that clients with larger portfolios paid escalating fees without necessarily receiving more work or better advice. The practice operates as a fee-only registered investment adviser — meaning it accepts no commissions or outside revenue — and structures its client relationships around an annual flat fee rather than the industry-standard percentage of assets under management. Its client base includes individuals, high-net-worth families, and corporations. The firm deploys capital through globally diversified portfolios built on low-cost ETFs and academic research, with systematic rebalancing replacing stock-picking or market-timing. Scott Wimmer, who holds the CFA, CFP®, and Enrolled Agent designations, joined in 2022 after years at a traditional AUM-based firm and now serves as lead advisor for new clients. Service lines span investment management, tax planning — including tax-loss harvesting and Roth conversions — retirement planning, estate planning coordination, cash flow and budgeting, insurance analysis, and education planning. The geographic footprint remains concentrated in Southern Illinois and Missouri as of the last verifiable disclosures. Meredith Wealth Planning operates from a single location in Maryville, Illinois, with two named advisory professionals. Scott Wimmer joined as lead advisor in 2022, bringing investment management, comprehensive planning, and tax-strategy expertise to the client intake and planning process. The firm has not disclosed adjacent philanthropic vehicles, real-asset arms, or formal co-investment clubs. The structural distinction is the compensation architecture: a flat fee that does not change with portfolio size eliminates the incentive to discourage clients from paying off a mortgage or holding cash for a planned expense — decisions that in a percentage-of-AUM model can reduce the advisor's revenue. That architecture is paired with a fiduciary duty and a fee-only revenue model, making Meredith Wealth Planning one of a small number of independent advisory practices whose stated economic alignment has no participation in the upside or downside of client assets.