Bank / Wealth / TrustRIA · CRD 136839SEC-Registered

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MJC Advisors

Founded in 2005, MJC Advisors is a Maryland-based RIA registered with the SEC. The firm delivers investment advisory services to individuals, high-net-worth...

MJC Advisors logo

MJC Advisors

Founded in 2005, MJC Advisors is a Maryland-based RIA registered with the SEC. The firm delivers investment advisory services to individuals, high-net-worth families, and corporate clients. Its core offering spans asset management and financial planning, anchored by a custody relationship with Charles Schwab. The firm's investment posture is built around customized strategies rather than packaged products. Public disclosures point to a mandate encompassing equities, fixed income, and cash management across separately managed accounts. Geographic activity concentrates on the mid-Atlantic region, though the firm does not publish specific portfolio holdings or a refined breakdown of asset-class exposure. Team size, AUM, and principal identities are not publicly stated. The firm's website emphasizes experience and client alignment without naming individual investment decision-makers or a formal investment committee structure. No adjacent philanthropic vehicles, co-investment clubs, or subsidiary operating entities are disclosed. MJC Advisors' structural distinction lies in its small-firm, Charles Schwab-custodied model—an architecture that outsources custody and clearing while retaining in-house portfolio construction. This creates a compliance separation between asset selection and safekeeping, a governance feature common among boutique RIAs but poorly documented in MJC's own public materials.

General information

Firm type

Bank / Wealth / Trust

Year founded

2005

AUM

Undisclosed

Location

Region

North America

Country

United States

City

Lutherville

Corporate office

Lutherville, MD, United States

Frequently asked questions

Who holds custody of client assets at MJC Advisors?

MJC Advisors discloses that Charles Schwab serves as its custodian. Under this arrangement, Schwab holds client funds and securities, while MJC Advisors provides advisory and portfolio management services. This separation of custody and advisory functions is a standard governance feature among registered investment advisors.

What types of clients does MJC Advisors serve?

The firm's regulatory disclosures indicate it advises individuals, high-net-worth individuals, and corporations. Its website focuses on customized investment strategies, financial planning, and risk management tailored to each client's objectives, though it does not publish a minimum account size or detailed client demographics.

How is MJC Advisors regulated?

MJC Advisors operates as an SEC-registered investment advisor. SEC registration subjects the firm to fiduciary standards, recordkeeping requirements, and periodic examinations. Its Form ADV, filed with the SEC, contains the firm's official disclosures on services, fees, and potential conflicts of interest.

Does MJC Advisors offer pooled investment vehicles or only separate accounts?

The firm's publicly available materials do not list any proprietary funds, private placements, or pooled vehicles. The available description suggests a model built around separately managed accounts where clients own the underlying securities directly, consistent with many boutique RIA practices.

Who makes investment decisions at MJC Advisors?

MJC Advisors does not publicly name its investment committee, lead portfolio managers, or principals on its website or in accessible regulatory summaries. The absence of disclosed personnel makes it difficult for an outside allocator to understand the concentration of investment authority or the team's professional backgrounds.

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