Moka Financial Technologies Inc.

Moka Financial Technologies Inc.

Moka Financial Technologies Inc. was founded in 2018 in Montreal, Canada. The company develops financial technology software focused on fleet expense management. Its product suite includes virtual corporate cards, real-time transaction monitoring, and automated reconciliation tools tailored for transportation and logistics firms. The platform connects to major fleet management systems and accounting software. The company sells primarily to trucking companies, delivery fleets, and logistics operators across North America. Moka’s platform issues virtual and physical cards that can be restricted by merchant category, spend limits, and fuel type. It generates revenue through interchange fees, subscription licenses, and value-added analytics services. Moka has disclosed that its software is used by hundreds of fleets in Canada and the United States. Moka employs software engineers, product managers, and sales staff across its Montreal headquarters. The firm raised an undisclosed early-stage venture round from Canadian investors but has not publicly reported its total AUM or assets under administration. Moka competes with fintech firms such as Brex, Ramp, and Coast, while differentiating itself through its vertical focus on commercial transportation. Moka operates as a business-to-business software company rather than a traditional family office or asset manager. Its structural differentiator is the integration of payment processing with operational fleet data, allowing clients to view driver IDs, trip distances, and fuel economy alongside financial transactions. That architecture reduces fraud and simplifies back-office reconciliation for logistics businesses.