Monetary Solutions

Monetary Solutions operates under an Ohio limited-purpose trust company charter. This grants the firm authority to serve as a corporate trustee and investment fiduciary without engaging in deposit-taking or commercial lending. The charter subjects the firm to examination by the Ohio Division of Financial Institutions in addition to any applicable SEC or state securities-regulator oversight.

The firm manages discretionary portfolios for individual and institutional clients. Its confirmed asset classes include US public equities, investment-grade and municipal bonds, and mutual funds. Fixed-income strategies often incorporate tax-sensitive positioning for Ohio-based clients, reflecting the state's municipal-bond tax treatment.

A bank trust department operates within the broader bank entity and shares its capital and commercial relationships. Monetary Solutions, as an independent non-depository trust company, does not conduct lending or take deposits. This separation removes the potential for conflict between loan-committee objectives and trust beneficiaries' investment interests.

The firm's public filings classify it as a trust company and registered investment advisor, not a single-family or multi-family office. It serves a broad client base that can include individual trusts, estates, charitable remainder trusts, and institutional accounts. It does not market itself as a family-office service provider in the peer-group sense.

Monetary Solutions does not publicly identify its investment committee members or portfolio managers on its website. The firm's regulatory filings list officers and directors, whose names and background are accessible through Ohio's Division of Financial Institutions and SEC IAPD records. Day-to-day investment discretion is exercised under the authority of these named principals.