Moonbridge Financial Design

Moonbridge Financial Design

Eileen Stevens launched Moonbridge Financial Design in 2014 after a career at J.P. Morgan Private Bank, bringing institutional portfolio construction methods to a fiduciary RIA structure. The firm operates from New York and provides financial planning, retirement income modeling, and discretionary investment management to individuals, professionals, and multi-generational families. Stevens structures the practice as a fee-only fiduciary — a structural commitment that prohibits commission-based product sales and aligns compensation with client outcomes. Moonbridge constructs portfolios using low-cost exchange-traded funds and mutual funds across equity, fixed income, and alternative asset classes, with allocations tailored to each client's cash-flow needs and risk tolerance. The firm does not publicly disclose a set of concentrated private-company positions or direct co-investments; its observable strategy emphasizes publicly traded securities and model-portfolio implementation. The advisory book draws largely from professionals in the New York metro area, with Stevens as the named portfolio manager for client accounts. The firm maintains a deliberately lean operational footprint characteristic of a boutique RIA — a single principal managing a book of households rather than a multi-tiered analyst team. Stevens runs Moonbridge as a solo practitioner, with no additional named investment professionals or junior advisors on public record. The firm does not operate adjacent vehicles, philanthropic foundations, or real-asset arms. Its structural shape is the purest form of the broken-wirehouse model — a veteran private banker who exited a large institution, took no outside capital, and built a fiduciary book from scratch in the RIA channel. Moonbridge's differentiator is its structural independence: a fee-only fiduciary RIA with no parent bank, no proprietary products, and no sales quotas. That architecture — a single advisor managing discretionary portfolios under the Investment Advisers Act of 1940 — places the firm in a regulatory category distinct from broker-dealers and hybrid advisors. The firm's longevity past the ten-year mark, without merging into a larger RIA aggregator, indicates a stable client retention model anchored in the New York professional community.