Mraz, Amerine & Associates

Mraz, Amerine & Associates

The firm was founded in 2007 and operates from 1120 13th Street in Modesto, California. It structures itself as an investment advisory company serving individuals, high-net-worth families, and business entities across the Central Valley. The practice combines portfolio management with retirement planning and tax-efficient allocation strategies, positioning itself as a relationship-driven alternative to national wealth platforms. Mraz, Amerine & Associates emphasizes a value-oriented investment philosophy and builds customized portfolios for each client. The firm publicly highlights allocation strategy, tax-efficient management, and risk monitoring as core capabilities, though it does not disclose specific asset-class weightings, fund structures, or named portfolio holdings. Services span financial planning, investment monitoring, and retirement strategy design. Geographic focus is concentrated in California's Central Valley. Team size, total assets under management, and deployment figures are not publicly disclosed. The firm maintains a single office in Modesto and provides contact through a direct telephone line and a website intake form. There is no public record of affiliated philanthropic vehicles, real-asset arms, or formal peer-investor club memberships. Mraz, Amerine & Associates differentiates architecturally by remaining a deliberately small, single-office advisory practice rather than pursuing the multi-family office or national aggregator model common among peers. This structure centralizes client relationships under a tight team and limits the intermediation layers that larger registered investment advisors typically introduce, making the firm's continuity directly dependent on its local principals.