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Nail Your Mortgage
Nail Your Mortgage applies a flat-fee mortgage origination model to conventional home loans, charging $4,995 per transaction to reduce borrower costs.
Nail Your Mortgage
Nail Your Mortgage is a Chicago-based firm founded in 2009. It facilitates interactions between borrowers and lenders through an electronic marketplace. The firm has secured $3.1 million in total funding.
General information
Firm type
Asset Manager
Year founded
—
AUM
Undisclosed
Location
Region
North America
Country
United States
City
—
Corporate office
—
Sector focus
Frequently asked questions
What mortgage products does Nail Your Mortgage offer?
Based on its public communications, the firm originates conventional, FHA, VA, and refinance loans across the mainland United States. The fixed-fee model applies broadly to its product suite, aiming to provide a uniform cost structure regardless of loan size.
How is Nail Your Mortgage compensated on each loan?
The firm charges a flat fee of $4,995 per mortgage, rather than the standard percentage-based origination commission. This model is designed to remove the incentive for loan officers to steer borrowers toward larger loans or higher-rate products.
Who runs investment decisions at the firm?
Nail Your Mortgage does not operate as an investment firm — it is a mortgage origination platform. It originates and may sell loans into the secondary market, but management and operational leadership have not been publicly disclosed.
Does Nail Your Mortgage hold mortgage servicing rights?
No disclosure indicates the firm retains servicing. Like many non-bank originators, it likely sells originated loans to aggregators or government-sponsored enterprises shortly after closing, refocusing capital on new origination volume.
Which sectors does Nail Your Mortgage explicitly avoid?
The firm's fixed-fee model is incompatible with jumbo and non-QM loans where complex underwriting raises the cost to originate. Its marketing focuses exclusively on standardized conventional and government-backed products, suggesting those are the addressable market.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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