Nav

Nav was co-founded by Levi King and Caton Hanson. The company's about page features a letter from Levi King describing his journey from small business owner to fintech founder. The board includes investors and industry leaders, though daily operational leadership is not detailed by name on the public site. The dual-headquarters structure splits product and partnerships in San Mateo from operations in Draper.

Nav operates a financing marketplace that connects small business owners to loans, lines of credit, and business credit cards from partner lenders. In 2025 the company facilitated over $76 million in financing through these partners. Nav itself does not lend from its own balance sheet; it earns fees by matching qualified borrowers to financial institutions in its network.

Nav is a technology platform, not a direct lender. It provides credit data aggregation from D&B, Experian, and Equifax, alongside cash flow tools and a marketplace that routes borrowers to third-party financing options. The company's revenue model is based on subscription memberships and partner referral fees rather than interest income or balance-sheet risk.

Nav aggregates business credit data from the three major US business credit bureaus: Dun & Bradstreet, Experian, and Equifax. Members can also monitor personal credit from TransUnion. The platform displays these scores and reports in a unified dashboard, eliminating the need for business owners to purchase separate subscriptions from each bureau individually.

Nav Prime members who subscribe to the Build or Expand plans receive a tradeline on their business credit reports based on their membership payment. Nav reports this tradeline to the major business credit bureaus, which helps members establish or strengthen a credit history. The company states over 250,000 small businesses have built credit history through this mechanism.

Nav is a privately held, venture-backed company. The website references a board of directors and board observers, along with an investors section, indicating institutional backing. Specific funding rounds, valuation, and capitalization table details are not publicly disclosed on the firm's website, and no current AUM or investment vehicle disclosures exist because Nav does not operate as an investment fund.

Nav serves small businesses across the United States but does not disclose international offices or non-US lending partners on its website. Its physical presence is limited to San Mateo, California and Draper, Utah. The credit bureau relationships and lending marketplace are built entirely around US credit reporting agencies and US-based financial institutions.