Northern Capital Management

Northern Capital Management

Northern Capital Management was established by Managing Partner Jim Wilson in 1992 and remains headquartered in Spokane, Washington. The firm operates as a fee-only fiduciary, meaning it does not sell commission-based products, a structural choice that places it in direct contrast with brokerage-model competitors. Its client base spans individual households, corporations, and retirement-plan sponsors, with a stated mission to serve as financial stewards rather than product distributors. The firm’s investment process centers on in-house portfolio management and financial planning. Its Investment Committee uses independent research and analytics software to monitor, trade, and rebalance client accounts. Services cover financial planning, retirement planning, and discretionary portfolio management, delivered through a dynamic planning portal and a client-reporting interface. The team includes six CFP® professionals — Jim Wilson, David Holloway, Elizabeth Hail, Molly Chase, Emily Paukert, and Logan Jones — alongside Portfolio Manager Matthew Porras, signaling deep internal capacity for goal-based planning and asset allocation rather than outsourced model portfolios. Northern Capital Management fields 16 professionals, including Chief Executive Officer Michelle Warner, Chief Operations Officer Jen Isotalo, and Chief Compliance Officer Laurie Silva. The firm maintains a single office on Southeast Boulevard in Spokane and does not list additional locations or satellite advisors, suggesting a concentrated regional footprint. Adjacent structures or philanthropic vehicles are not disclosed, consistent with a private advisory practice that has not branched into affiliated trust companies, family-office services, or club-based co-investment platforms. The firm’s structural differentiator is its commitment to the fee-only fiduciary standard paired with an in-house technology stack — a combination more common among larger registered investment advisors than among small-city practices. This architecture aligns advisor compensation with client outcomes rather than product sales, which shapes both the service model and the compliance posture. No succession plan or external ownership structure is publicly described.