NPPG Plan Professionals

The firm operates as a discretionary fiduciary for many of its plan-sponsor clients, meaning it takes delegated responsibility for selecting and monitoring the investment lineup. Ultimate authority rests with the firm's named principals, who are registered as investment adviser representatives. The firm does not run a proprietary fund family; decisions are made within an investment policy statement framework that the plan sponsor approves.

NPPG charges advisory fees negotiated directly with each plan sponsor, typically based on a percentage of plan assets or a flat retainer. Because the firm does not manufacture or distribute its own investment products, it does not collect 12b-1 fees, revenue sharing, or commissions from fund companies. This fee-only, product-neutral structure is designed to align the firm's interests with the plan's fiduciaries under ERISA.

Based on the firm's SEC registration disclosures, NPPG's advisory business is built exclusively around retirement-plan consulting and the participants inside those plans. There is no public record of the firm operating separate private-client wealth-management, family-office, or institutional separate-account businesses under the same entity, though some individual advisors may offer wealth-management services to plan participants on a case-by-case basis.

NPPG's client book is concentrated in defined-contribution plans — chiefly 401(k) and 403(b) platforms — for small and mid-sized private companies and nonprofit organizations. The firm's service model targets plan sponsors that lack internal investment staff and need an outsourced fiduciary to run the retirement-plan governance process. Some client relationships may also include cash-balance or profit-sharing plans where the sponsor has added them to the retirement architecture.

The firm's Form ADV filings indicate NPPG operates as an independent registered investment adviser. It is not listed as a subsidiary or affiliate of a bank, insurance company, or wirehouse. This independence is central to the firm's value proposition to plan sponsors seeking a conflict-free fiduciary.