Oak Crest Advisory

Overview

Oak Crest Advisory was founded in 2019 by Bryan Gray (CFP®, CPA), Mike Strong (MBA, CFS®, CIMA®), and Greg Mulbury (MBA, AIF®) in Rochester, New York. The trio built the firm with a fee-only structure, deliberately avoiding commission-based insurance or investment product sales. The practice advises individuals, trusts, and estates, combining financial planning, tax preparation, and investment management in a single advisory relationship. The firm's investment approach is rooted in customized portfolio management and coordinated planning that spans retirement, estate, and tax strategy. Oak Crest's in-house team covers asset allocation, security selection, and ongoing monitoring, while a network of external attorneys and insurance specialists executes specialized recommendations. The practice is structured to handle short-term liquidity needs and long-term wealth transfer — though it does not publicly disclose specific portfolio holdings, fund structures, or co-investor relationships. Oak Crest operates from a single office at 160 Linden Oaks in Rochester and has not disclosed total assets under advisement or client count. No adjacent vehicles such as philanthropic foundations, real-asset arms, or club memberships have been publicly identified. Recent activity is similarly opaque: the firm has made no public announcements in the last 24 months. Structurally, Oak Crest's differentiator is its in-house multi-disciplinary credential stack. Few small wealth managers embed a CFP®/CPA, a CIMA® professional, and a Certified Tax Specialist on the founding team, which allows the firm to address investment management, tax filing, and estate planning without farming out core planning functions to separate providers. That architecture targets clients who value continuity across their entire balance sheet.