OM Investments

OM Investments

OM Investments was founded in Houston in 2021 by Steve O. Oniya, a CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant® who previously held roles across banking, Fortune 500 companies, and Wall Street institutions. The firm registered as an investment adviser with a sole focus on delivering personalized financial plans — retirement, goal-based, and trust planning — to individuals, high-net-worth families, and businesses. The strategy centers on a planning-first, custody-separated RIA model. Clients receive advisory services built around financial goals, with Charles Schwab serving as independent custodian — a structure the firm argues combines large-firm security with an adviser free from broker-dealer product incentives. OM Investments does not disclose a dedicated asset-allocation framework or product shelf, but its website documents a process that starts with identifying client needs, then moves into goal-setting before constructing a plan. The firm does not describe direct deal activity, venture exposure, or alternative investments. Oniya operates as the sole named professional, holding both the CFP® and ChFC® designations alongside an MBA. The firm maintains no disclosed additional offices or team members, and no adjacent philanthropic or operating vehicles are identified. In its website materials, OM Investments has not announced any new hires, acquisitions, or structural changes since its 2021 launch. Structurally, OM Investments is a solo-practitioner RIA — a model where the founder is both advisor and chief compliance officer. That architecture eliminates internal succession risk as a near-term concern but concentrates all client relationships and operational knowledge in a single individual. There is no disclosed junior adviser pipeline or defined continuity plan, making the firm's long-term durability a direct function of Oniya's continued practice.