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On Course Financial Planning
On Course Financial Planning operates from Mesa, Arizona, offering financial planning and investment supervisory services to individuals and families.
On Course Financial Planning
On Course Financial Planning operates from Mesa, Arizona, offering financial planning and investment supervisory services to individuals and families. Its public filings classify the firm as a registered investment adviser providing portfolio management for retail clients, with a focus on retirement income strategies and goal-based planning. The advisory model draws on standard industry tools rather than proprietary alternative investments or direct private placements. The firm's investment posture centers on model-based portfolio construction, typically utilizing mutual funds and exchange-traded funds for asset allocation. Like peers in its registration class, On Course Financial Planning does not offer pooled investment vehicles or participate in direct co-investment structures. Client assets are held at third-party custodians, with the firm acting in a non-discretionary or limited discretionary capacity depending on individual client agreements. Operating from a single office in the East Valley region of the Phoenix metropolitan area, its geographic reach remains local. The practice does not publicly disclose assets under management, headcount, or founding year. It has not participated in notable industry transactions, raised dedicated fund vehicles, or announced team expansion in recent years. Public records indicate it is a small advisory firm operating below the $100 million regulatory assets under management threshold that would require additional SEC disclosure. Structurally, the firm reflects the sole-practitioner or small-partnership model characteristic of much of the independent registered investment adviser channel. Unlike multi-family offices or institutional allocators that build in-house deal sourcing capabilities, On Course Financial Planning relies on publicly available securities and custodial platforms to execute its investment strategies. The absence of family-office branding, multi-generational wealth-planning language, or alternative-asset activity in its available disclosures distinguishes it fundamentally from the private-capital allocators Altss typically profiles.
General information
Firm type
Asset Manager
Year founded
—
AUM
Undisclosed
Location
Region
North America
Country
United States
City
Mesa
Corporate office
Mesa, AZ, United States
Sector focus
Frequently asked questions
How does On Course Financial Planning source its investment recommendations?
As a retail-focused registered investment adviser, the firm constructs client portfolios using publicly traded mutual funds and exchange-traded funds. There is no evidence of proprietary deal flow, private company access, or an in-house research platform that would generate exclusive investment opportunities. Advisors select allocations from standard industry custodial platforms and model portfolios.
Does On Course Financial Planning manage pooled investment vehicles or private funds?
Public filings do not indicate the firm manages any pooled investment vehicles, private funds, or alternative-asset structures. Its registration class is consistent with a practice that provides individualized portfolio management for separate client accounts only, without offering unified fund products to multiple investors.
Is On Course Financial Planning structured as a family office?
No. The firm operates as a general-practice registered investment adviser serving multiple unrelated retail clients. It does not use family-office branding, does not reference multi-generational wealth management or family governance services, and its available regulatory profile aligns with a standard financial planning practice rather than a single-family or multi-family office structure.
What is the firm's regulatory filing status?
On Course Financial Planning is registered as an investment adviser at the state level, not with the Securities and Exchange Commission. State registration typically applies to firms with assets under management below $100 million, which means the firm is almost certainly a small advisory practice. It does not appear in SEC Form ADV filings.
Does the firm invest directly in private companies or real estate?
The firm's model-based portfolio approach focuses on publicly traded securities. There is no indication in available records of direct private company investments, real estate joint ventures, or alternative-asset allocations. Clients seeking private-market exposure would likely need to look beyond this firm's standard investment menu.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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