Paradigm Wealth Management

As an SEC-registered investment adviser, Paradigm Wealth Management is bound by fiduciary duty under the Investment Advisers Act of 1940, meaning it must put client interests ahead of its own. This includes a duty of care, loyalty, and full disclosure of conflicts. The firm's regulatory filings and public representations consistently reference this fiduciary standard.

Paradigm typically integrates alternatives as portfolio diversifiers rather than core return drivers. Access tends to be via fund structures rather than direct deals, covering areas like private real estate and private credit. The firm evaluates each alternative allocation for its correlation benefits and liquidity impact within the broader portfolio.

Paradigm, like most independent RIAs, does not self-custody. It uses a third-party qualified custodian — often a major platform such as Charles Schwab, Fidelity, or Pershing. This separation of management and custody provides an additional layer of client protection, and custodial statements flow directly to clients.

Paradigm's primary client base is high-net-worth individuals and families, though boutique firms of this profile sometimes advise small endowments or foundations. Its service model is typically built around the comprehensive financial life of a family rather than a single institutional mandate.

Paradigm operates on a fee-only model, collecting an advisory fee calculated as a percentage of assets under management. This structure is designed to minimize conflicts of interest by eliminating commissions. The firm does not sell proprietary products.