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Pension Parameters Financial Services
Pension Parameters Financial Services, Inc. is a registered investment adviser serving as an institutional investment fiduciary for corporate and...
Pension Parameters Financial Services
Pension Parameters Financial Services, Inc. is a registered investment adviser serving as an institutional investment fiduciary for corporate and public-sector retirement plans. The firm designs and monitors 401(k), 403(b), and 457 plan investment menus, constructing fund lineups that range from small-cap growth to stable value. Its core offering is the QDIA (qualified default investment alternative) selection and ongoing performance monitoring against custom benchmarks. The firm evaluates managers across the full liquidity spectrum. Asset-class coverage includes domestic large-cap equity, international developed and emerging markets, core and core-plus fixed income, and real-return mandates such as TIPS and REITs. Plan-level construction typically blends passive index strategies for core exposure with active managers in less efficient segments — particularly small-cap value, high-yield, and emerging-market debt. The firm does not manage proprietary pooled vehicles; it acts as a non-discretionary gatekeeper, issuing hire/fire recommendations based on quantitative factor analysis and qualitative operational due diligence. Team size and ownership structure are not publicly disclosed. As a boutique institutional consultant, Pension Parameters competes with larger aggregators such as NEPC and Callan, differentiating through direct plan sponsor access to senior investment staff rather than through junior-analyst filters. The firm participates in industry networks including the Plan Sponsor Council of America. No separate philanthropic or venture-capital vehicles are associated with the firm. Structurally, Pension Parameters functions as a pure-play investment fiduciary rather than a bundled recordkeeper or broker-dealer platform. This architecture eliminates the conflict of interest embedded in providers that recommend proprietary funds or receive revenue-sharing from asset managers — a distinction that carries increasing weight after the SEC's 2024 continuation of heightened fiduciary enforcement around plan-level investment selection.
General information
Firm type
Asset Manager
Year founded
—
AUM
Undisclosed
Location
Region
North America
Country
United States
City
—
Corporate office
United States
Frequently asked questions
Does Pension Parameters manage proprietary investment funds?
No. The firm operates exclusively as a non-discretionary investment fiduciary, evaluating and recommending third-party mutual funds, collective trusts, and separate-account strategies. It does not manage in-house pooled vehicles, which removes the inherent conflict of recommending proprietary products to plan-sponsor clients.
What types of retirement plans does the firm serve?
Pension Parameters works with defined contribution plans including 401(k), 403(b), and 457 plans, as well as defined benefit corporate and public pension plans. Its work spans single-employer plans and multi-employer Taft-Hartley trusts. The firm focuses on plan-level fiduciary services rather than individual participant advice.
How does the firm charge for its services?
As a registered investment adviser, Pension Parameters is compensated through plan-level advisory fees rather than through commission-based revenue sharing from fund companies. Its non-discretionary model means the firm provides investment recommendations that require plan-sponsor approval before implementation, aligning with ERISA fiduciary standards.
How does Pension Parameters conduct manager due diligence?
The firm combines quantitative factor analysis — evaluating managers on risk-adjusted returns, downside capture, and style consistency — with qualitative operational due diligence that examines firm ownership, key-person risk, and trading infrastructure. Recommendations are presented with custom benchmark comparisons and fee-level analysis that accounts for total plan cost including revenue-sharing offsets.
Is Pension Parameters affiliated with a recordkeeper or broker-dealer?
No. The firm is independent of any bundled service platform, recordkeeper, or broker-dealer network. This structural independence means it has no financial incentive to favor funds that pay platform-access fees or share revenue with distribution partners.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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