PerPayment

PerPayment focuses on post-settlement receivables—cases that have already reached a signed settlement agreement or final judgment but where payment has not yet been disbursed. The underlying collateral typically involves attorney fees and medical liens from personal-injury and mass-tort dockets. Pre-settlement advances on pending litigation are generally excluded from the firm's stated product scope.

Standard litigation funders underwrite the outcome risk of ongoing cases, accepting that they may lose their entire investment if the plaintiff loses at trial. PerPayment advances capital only after liability has been resolved and a payment obligation exists, making its credit risk administrative rather than adjudicative. The principal risk is timing and collectability of a known receivable, not the uncertainty of a future verdict.

No public records identify PerPayment as a family office. The firm operates as a specialty-finance company providing factoring and working-capital solutions to plaintiff law firms. Its organizational structure has not been publicly disclosed in corporate registrations or regulatory filings.

The firm structures its advances as business-to-business receivables financing extended to law firms, not as consumer loans to individual plaintiffs. The credit relationship is with the law practice entity, secured by the firm's contractual right to receive contingent fees and, in certain structures, by assignments of related medical-reimbursement liens from settled cases.

PerPayment's public materials and domain registration do not specify a headquarters location or list state-level licensing. Plaintiff legal funding is regulated at the state level in the U.S., and post-settlement factoring requirements vary by jurisdiction. Without firm disclosures, the precise geographic scope of its origination activity cannot be determined.