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Pocket is a digital finance application that helps users manage finances, monitor expenses, and stay connected with family in one app. It offers family money...
Pocket is a digital finance application that helps users manage finances, monitor expenses, and stay connected with family in one app. It offers family money features, budgeting, automatic transaction tracking, and funding sources such as PoCash and PoSave. Pocket is licensed by Kominfo and Bank Indonesia and partners with OCBC and AGI Cash of Bank Artha Graha International.
General information
Firm type
Asset Manager
Location
Region
Asia
Country
Indonesia
City
Jakarta
Corporate office
Jakarta, Indonesia
Sector focus
Frequently asked questions
How does Pocket structure its fee model?
Monthly account fees are waived for users maintaining an average balance above 1 million rupiah; below that threshold, the monthly fee is 10,000 rupiah. Intra-OCBC transfers and BI FAST transfers are free, while transfers to other banks cost 6,500 rupiah. Top-ups from non-OCBC banks also cost 6,500 rupiah. Both debit-card issuance and monthly card maintenance carry no fees.
Can minors open an account on Pocket?
Yes. The platform explicitly permits users under 18 to hold accounts, a feature that differentiates it from many digital banks requiring customers to be of legal age. This expands Pocket's addressable market to entire family units, including children, for early financial literacy and allowance management.
What is Pocket's relationship with OCBC?
Pocket's integration with OCBC is visible in its ATM access and free internal transfers to OCBC accounts, but the exact nature of the relationship — whether a partnership, sponsorship, or subsidiary arrangement — is not publicly disclosed in the platform's current materials.
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