PREVUNISUL

PREVUNISUL

PREVUNISUL launched in 2005 as the pension vehicle for Universidade do Sul de Santa Catarina (Unisul), with Tarcisio dos Santos Junior as Superintendent Director and José de Oliveira Ramos as Administrative and Financial Director. The fund operates as a multi-sponsored closed entity, meaning it creates and manages supplementary pension plans specifically for the employees of its corporate sponsors, primarily Unisul itself. Its investment posture flows through two distinct plans. The legacy UnisulPrev is a defined-benefit plan originally administered by BB Previdência until its transfer to PREVUNISUL, with all member rights preserved. The active UniPrev plan is a defined-contribution structure where participants build individual retirement reserves while the sponsor covers risk benefits — survivor pensions and disability — separately. The portfolio is deployed across Brazilian fixed-income instruments: corporate debentures, Certificados de Recebíveis Imobiliários (CRI), Certificados de Recebíveis do Agronegócio (CRA), and Letras Financeiras. Geographic exposure remains entirely domestic. Oversight includes representation from Fundação InoversaSul on the Deliberative Council. PREVUNISUL is a member of both Abrapp, the national association for closed pension funds, and ASCPrev, the regional pension association for the state of Santa Catarina. In 2025 the fund celebrated its 20th year of operations while managing the migration of the legacy UnisulPrev plan through regulatory approval at Previc, the national pension supervisor. Structurally, PREVUNISUL departs from open-market Brazilian pension funds by remaining closely tied to a single university ecosystem. Its governance embeds both the founding sponsor and a second sponsoring foundation, Fundação InoversaSul, directly into the Deliberative Council — a architecture that keeps investment decision-making aligned with the academic employer's liabilities rather than a market-facing product shelf.