Prime Meridian Capital Management

Don Davis serves as Prime Meridian's Chief Investment Officer, leading portfolio construction and credit underwriting. The firm's ADV filings name Thomas K. Lott as Chief Compliance Officer, overseeing the regulatory and operational framework.

The firm runs a private credit strategy anchored in real estate lending. It undertakes direct origination of bridge loans, construction financing, and structured credit facilities, typically secured by commercial or residential property and concentrated in the Sunbelt and Southeastern United States.

Prime Meridian operates as an SEC-registered investment adviser — a third-party asset manager rather than a single-family office. It manages external institutional capital through pooled investment vehicles and separate accounts focused on private debt.

The firm's mandate centers on private credit. Public filings and its communications emphasize income-oriented debt structures secured by hard assets, with no indication of a dedicated equity investment program.

Loan origination relies on a direct, local-market network in the Southeastern US rather than broker-intermediated or broadly syndicated channels. The firm's Tallahassee base provides access to mid-market real estate borrowers who seek flexible capital outside the traditional bank lending framework.