Round Table Financial

Round Table Financial is structured as a registered investment advisor. This designation means the firm is bound by the fiduciary standard under the Investment Advisers Act of 1940, requiring it to act in the best interest of clients and disclose conflicts of interest. Unlike broker-dealers, who operate under a suitability standard, RIAs must place client welfare first in all advisory interactions. The firm executes client transactions through independent custodians, which reinforces the legal and operational separation between advice and asset custody.

The firm charges fees based on a percentage of assets under management, the prevailing compensation model for dedicated registered investment advisors. This structure aligns the firm's revenue directly with the growth of client portfolios. Fee schedules are typically negotiated based on account size and complexity, and they are disclosed in the firm's Form ADV Part 2A, as required by SEC regulations.

Round Table Financial allocates client capital primarily across publicly traded equities, fixed-income instruments, and tactical positions. Equity selections concentrate on US large-cap and mid-cap companies with durable balance sheets. The fixed-income component spans Treasuries, municipal bonds, and investment-grade corporates, with duration and credit quality tailored to each client's liquidity profile and tax circumstances. The firm generally avoids locked-up private market commitments in favor of more liquid exposures.

The firm's client base consists largely of high-net-worth individuals, families, and smaller institutional accounts. These clients typically seek an advisory relationship that provides personalized portfolio management and direct access to the principals overseeing their assets. The firm has historically positioned itself as an alternative to larger wirehouse platforms for clients wanting bespoke asset allocation and a leaner advisory team.

Round Table Financial manages client assets primarily through separately managed accounts, not through proprietary pooled funds. This approach gives each client direct ownership of the underlying securities in their portfolio and allows for customization based on tax situations or specific investment restrictions. The firm does not appear to sponsor or sub-advise any publicly registered mutual funds or ETFs.