Bank / Wealth / Trust

Updated:

SCM Private

SCM Private is a bank / wealth / trust based in London, founded 2009; the Altss profile covers its classification, headquarters, registration, AUM band, and...

SCM Private logo

SCM Private

SCM Private is a London-based wealth manager. It oversees approximately $151.86 million in assets, primarily serving European clients.

General information

Firm type

Bank / Wealth / Trust

Year founded

2009

AUM

Undisclosed

Location

Region

Europe

Country

United Kingdom

City

London

Corporate office

London, United Kingdom

Principals

Alan Miller

Co-Founder

Gina Miller

Co-Founder

Sector focus

Wealth Management

Frequently asked questions

How does SCM Direct charge for its portfolios?

SCM applies a single all-in fee, typically 0.85% annually, that covers management, administration, custody, ETF charges, and trading costs. The firm highlights this consolidated number as a contrast to traditional wealth managers who quote a management fee separately while underlying fund costs remain hidden from the client.

Who runs investment decisions at SCM Direct?

Alan Miller, co-founder, leads the investment team alongside Gina Miller. The firm's website does not disclose a broader investment committee roster, but its public positioning emphasizes Alan Miller's long career in fund management and the team's experience in ETF selection and portfolio construction.

Does SCM Direct invest in private markets or individual stocks?

No. SCM constructs portfolios exclusively from exchange-traded funds, which restricts its universe to liquid, publicly traded securities. The firm does not offer direct private equity, venture capital, or single-stock portfolios.

What is the minimum investment for an SCM Direct portfolio?

The firm accepts clients from £10,000 across ISAs, SIPPs, JISAs, and general investment accounts. This minimum sits well below the thresholds typical of UK discretionary wealth managers targeting high-net-worth individuals exclusively.

How are Alan and Gina Miller's own assets aligned with client portfolios?

The co-founders invest their own money across every SCM Direct portfolio on the same terms and fees as external clients. This co-investment structure is cited by the firm as its primary alignment mechanism, ensuring the investment team experiences the same cost drag and performance outcomes as the clients they serve.

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