Seasons Wealth

Seasons Wealth

Seasons Wealth was established in 2021 by Kris Summers, a CERTIFIED FINANCIAL PLANNER® who began her financial-services career in 1998 as a debt counselor to military members at USAA and later spent over two decades at Principal Financial Group. The firm is independent and woman-owned, co-located in San Antonio and Devine, Texas. Summers runs the practice alongside Financial Advisor Todd Summers, who has served the Medina County area since 2012. The firm deploys client capital across a broad retail-wealth stack: it constructs retirement-income plans, places insurance, runs tax-strategy analyses, and manages investment portfolios for households across the United States. Seasons Wealth does not operate dedicated private-equity or venture vehicles; its investment posture is that of a planning-led RIA conducting manager selection and asset allocation rather than direct dealmaking. The advisory model is built on consolidating a client's scattered accounts, policies, and documents into one household-level plan. The firm operates from two South Texas locations — a San Antonio headquarters on NW Military Highway and a Devine office on East College Avenue — staffed by its two named professionals. No AUM or deployment figure is publicly disclosed; the client book appears to be a traditional local-and-regional planning practice. No additional offices, institutional vehicles, philanthropic foundations, or club-network affiliations were surfaced in publicly available materials. Seasons Wealth's structure is notable for its independence and gender ownership in an industry still dominated by large broker-dealers and bank-affiliated advisory channels. The firm's dual-office, dual-advisor architecture keeps costs low and advice local, a pattern that differentiates it from the centralized call-center model common among scaled retail wealth managers.