Seed Wealth Management

Seed Wealth Management integrates investment management with comprehensive financial planning that includes retirement projections, tax strategy, and estate coordination. As a fee-only advisor, the firm does not sell commission-based products, which removes potential conflicts of interest from the planning process. Their focus is on long-term wealth preservation and multi-generational transfer typical of a North Shore advisory practice.

Yes. As a registered investment advisor, Seed Wealth Management is held to the fiduciary standard, legally obligating the firm to place client interests above its own. This differs from the suitability standard that governs broker-dealers, establishing a higher duty of care and loyalty in managing client assets.

Client assets are held by independent third-party custodians, a standard structure that separates the management of investments from the possession of funds. This creates a check-and-balance system that protects clients against fraud. The advisory firm directs trades and withdrawals without ever directly holding client funds.