Shapiro Financial Security Group

Shapiro Financial Security Group

Shapiro Financial Security Group was founded in 1982 and operates from Hazlet, New Jersey. The firm combines a registered investment advisor, a tax preparation and planning practice, and a personal financial planning service within a single entity. It organizes its work around a client's financial 'personality,' which the firm defines as the individual's attitudes toward money, investment, and risk. The firm constructs client portfolios using a fee-only model, explicitly stating it does not sell financial products such as stocks and bonds for commission. Instead, Shapiro Financial recommends investments and assists clients in acquiring and managing them. The practice serves individuals, trusts, estates, corporations, and businesses. It integrates tax preparation and planning as an input to portfolio management, citing the connection between tax outcomes and net returns as a core planning principle. To calibrate portfolio construction, the firm deploys Riskalyze for risk-tolerance assessment and alignment. Shapiro Financial operates from a single office at One Bethany Road in Hazlet. No AUM or headcount is publicly disclosed. The firm markets a no-cost one-hour initial consultation and a no-cost second-look portfolio review. No external capital partners, fund structures, or institutional separate accounts are referenced in available materials, consistent with a direct retail and small-business advisory posture. Shapiro Financial's architecture differs from a brokerage-affiliated wealth manager in that its fee-only charter removes commission-based product conflict. Its structural distinctiveness lies in housing RIA, tax preparation, and financial planning as interconnected practices — a combination more commonly found in boutique CPA-wealth hybrids than in conventional planning firms.