Shoppable Business

Shoppable does not publicly name its founder, executive team or investment committee on any owned channel. The firm's website, blog and contact infrastructure reveal no individual principals, making it impossible to attribute sourcing, underwriting or approval authority to specific operators. The "dedicated account manager" assigned to clients is described as a service feature rather than a named decision-maker.

Shoppable operates as a supplier on record that extends credit directly to buyers on its own balance sheet under the "Pay by invoice" program. After document verification, buyers receive a credit line usable on the platform with 30-day repayment terms. This places the firm in a hybrid role: it takes title to goods sourced through its network, invoices the buyer and assumes collection risk, which differentiates it from pure B2B marketplaces that intermediate payment between third-party sellers and buyers.

To access 30-day payment terms, buyers must submit SEC or DTI registration, a business permit, BIR Form 2303 certificate and government-issued ID. Shoppable assigns a credit line that varies by business profile. The underwriting criteria, loss rates and whether the firm uses external credit data or solely relies on documentary review are not disclosed.

Published categories include IT products (laptops, equipment), office supplies, janitorial and breakroom supplies, restaurant and hotel supplies, construction materials, MRO supplies, logistics supplies, retail supplies and corporate gifts. The firm also offers business and printing services. Shoppable states it works only with businesses — not individuals — but does not publicly list excluded categories.

No external funding rounds, credit facilities, securitization structures or institutional backers are disclosed on the firm's website or in publicly available sources. The 30-day receivables book it builds through the "Pay by invoice" program appears to be funded without publicly stated third-party capital.