Stack by Stack

The firm operates as Insurian and underwrites a range of auto consumer protection products. Its primary offerings include a standalone Vehicle Return Plan, LifeGAP insurance, vehicle service contracts, and commercial truck warranties. The Vehicle Return Plan allows a customer to return a vehicle and eliminate the associated debt, a structure designed to mimic the logic of the Hyundai Assurance program Paul Budvitis created in 2009.

Paul Budvitis is the Founder and CEO. He previously designed the Hyundai Assurance program launched during the 2009 financial crisis. The only other named principal on the firm's website is Keith Whann, who serves as General Counsel and Chief Strategy Officer. Whann's background includes experience as a former regulator and work on TARP and Dodd-Frank matters.

The firm sells directly to auto dealers and financial institutions. Its stated distribution channels include automotive dealerships, commercial trucking, powersports, OEMs, and a range of lenders such as banks, credit unions, and leasing companies. The firm markets the products as a way for these originators to differentiate their financing offerings.

No. There is no public disclosure of any external capital, fund structure, or family-office mandate. The firm positions itself as a direct provider of administered protection products to auto finance sources, not as an investment manager. It does not list any capital deployment figures or investor relationships.

There is no current disclosed connection. The firm's CEO, Paul Budvitis, previously designed the Hyundai Assurance program in 2009, and Stack by Stack's product philosophy echoes that historical structure, but the firm's website does not claim any ongoing relationship with Hyundai Motor Group or its captive finance arm.