Endowment / Foundation

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Stewardship Services (UKET)

Stewardship Services (UKET) Limited operates as the regulated financial backbone of the Stewardship group, a UK charity network rooted in evangelical...

Stewardship Services (UKET) logo

Stewardship Services (UKET)

Stewardship Services (UKET) Limited operates as the regulated financial backbone of the Stewardship group, a UK charity network rooted in evangelical philanthropy. The entity traces its origins to Stewardship's broader mission of inspiring generosity, but its corporate form—a company limited by guarantee—allows it to hold significant investment assets directly. Janie Oliver, formerly CFO and now CEO, runs day-to-day operations, while a trustee board chaired by Chris Gillies and overseen by audit chair Edward Mishambi governs the balance sheet. The late Jeremy Marshall was instrumental in the acquisition of Kingdom Bank, a regulated Christian ethical bank, signaling an appetite for owning operating financial businesses rather than simply granting funds. The portfolio mixes commercial real estate, a social-investment property pool, and an in-house mortgage and loan book. The head office at 1 Lamb's Passage in London's Old Street area and a secondary commercial asset in Ramsbottom, Bury, provide rental income and balance-sheet ballast. The mortgage book extends credit to churches, charities, and individual ministry workers, creating a direct-lending pipeline that traditional charity structures cannot replicate. The group's connection to TrustBridge Global Network facilitates international grant-making across borders. The organization holds membership in the Evangelical Alliance and is a registered member of the Fundraising Regulator. Its in-house philanthropy team won the STEP Philanthropy Team of the Year award in 2020. The group maintains a sustainability certification through Planet Mark. While no recent mandates are publicly disclosed, the entity's structure requires it to continuously manage a social-investment portfolio and loan book that serves UK faith-based organizations. Structurally, Stewardship Services (UKET) is unusual because it is not a pure grantmaking foundation. It operates as a regulated financial services entity that owns real assets, extends credit, and acts as the corporate trustee for charitable funds such as the Stewardship Philanthropy Fund and the Sychar Gospel Fund. This architecture means the endowment competes with specialist lenders and small-scale property investors, deploying charitable capital with the operational rigor of a commercial institution, but within a mandate constrained by its faith-based charitable objects.

General information

Firm type

Endowment / Foundation

Location

Region

Europe

Country

United Kingdom

City

London

Corporate office

1 Lamb's Passage, London EC1Y 8AB, United Kingdom

Additional offices

Ramsbottom, United Kingdom

Principals

Janie Oliver

Chief Executive Officer

Chris Gillies

Chair

Edward Mishambi

Trustee and Chair of the Audit and Risk Committee

Sector focus

Real EstatePrivate CreditPhilanthropy

Frequently asked questions

How is Stewardship Services (UKET) Limited structured relative to the Stewardship charity?

Stewardship Services (UKET) Limited is a company limited by guarantee that acts as the corporate trustee and financial entity for the broader Stewardship group. It holds investment assets—such as 1 Lamb's Passage and a mortgage and loan book—directly on its balance sheet, whereas the Stewardship Philanthropy Fund and Sychar Gospel Fund are charitable funds that it administers. This separation allows the investment portfolio to operate under a regulated financial framework distinct from the grant-making operations.

What is the significance of the Kingdom Bank acquisition?

The acquisition of Kingdom Bank, driven by late trustee Jeremy Marshall, marked Stewardship's move into owning a fully regulated Christian ethical bank. This positioned the organization as an operator of a financial institution rather than a passive grantmaker, creating a direct channel for faith-aligned lending and deposit-taking in the UK. Kingdom Bank serves churches, charities, and individual Christians with savings and loan products.

Does Stewardship Services (UKET) make direct loans or just grants?

It does both. Through its mortgage and loan book, the entity extends direct credit to churches, ministries, and individual Christian workers. Simultaneously, the administered charitable funds—such as the Stewardship Philanthropy Fund—make grants to UK and international charities. The direct-lending capability on its own balance sheet is a key differentiator from standard donor-advised fund platforms.

What real estate does the entity own?

The confirmed commercial portfolio includes the head office at 1 Lamb's Passage, London EC1Y 8AB, and a property at 5-9 Bridge Street, Ramsbottom, Bury BL0 9AB. The organization also holds a social-investment property portfolio composed of mixed-use assets across the United Kingdom. These properties generate rental income that supports the charitable mission and strengthens the balance sheet.

How does Stewardship handle international grant-making?

Stewardship Services (UKET) is a member of the TrustBridge Global Network, a partnership modeled on correspondent banking that facilitates cross-border charitable giving with regulatory compliance. This allows UK donors to support overseas causes efficiently. The Stewardship Philanthropy Fund is the primary vehicle through which donors make tax-effective grants internationally.

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