Stonecrop Wealth Advisors

Stonecrop provides discretionary portfolio management, financial planning, and advisory services to individuals, high-net-worth families, and retirement plan sponsors. The firm builds client portfolios using equities, bonds, and mutual funds, custodied at Charles Schwab. It also offers hourly or flat-fee consulting for clients who do not need ongoing discretionary management.

Fees are structured as a percentage of assets under management, fixed retainers, or hourly billing, depending on the scope of the client engagement. The firm participates in a wrap fee program through its Schwab custodial relationship, which bundles transaction costs and advisory fees into a single charge. This fee-only model avoids commission-based conflicts of interest.

Ronald J. Walker serves as President and is the principal decision-maker for the firm's investment management and advisory operations. James A. Walker is the Chief Compliance Officer. Together they comprise the ownership and executive team, consistent with the firm's small-practice structure (per SEC IAPD, 2024).

Stonecrop's advisory business focuses on traditional liquid asset classes — public equities, fixed income, and cash equivalents — rather than private markets. Its regulatory filings do not indicate direct investment or fund-of-fund activity in private equity, venture capital, or real estate partnerships. Clients seeking illiquid exposure would likely need to look outside the firm's core offering.

The firm integrates financial planning with investment management, a combination that typically involves retirement projections, tax-aware asset allocation, and estate coordination. While Stonecrop is not a law firm and does not draft estate documents, its advisory process includes collaboration with clients' tax and legal professionals to align portfolio construction with long-term wealth transfer goals.