TAB Bank

TAB Bank focuses almost exclusively on asset-based lending to the trucking and logistics sector. Its primary products are factoring (advancing cash against freight bills), revolving lines of credit secured by accounts receivable, and equipment financing for tractors and trailers. This specialization means its credit underwriting is built around shipping volumes, carrier creditworthiness, and heavy-equipment collateral values rather than generic business cash flows.

TAB Bank operates a national online deposit platform offering savings accounts and certificates of deposit. These core, FDIC-insured deposits provide the funding base for its commercial loan portfolio. This is a structural advantage over non-bank specialty lenders because it provides a stable, cost-effective source of capital that is not dependent on volatile wholesale funding markets.

TAB Bank is headquartered in Ogden, Utah. Despite its single-location physical presence, it lends to trucking and logistics businesses across the entire United States, sourcing borrowers through digital channels and industry relationships rather than a branch network.

Yes. TAB Bank was originally formed as the financial services arm of TAB Products, a company that provided administrative services to the transportation industry. The bank was chartered in 1998, building its lending business on the existing commercial relationships and industry knowledge of its parent's core customer base.

TAB Bank is governed as a commercial bank and is not structured as a single-family office or private investment vehicle. Its equity is privately held, and it raises debt capital through retail deposit gathering, not through LP commitments or fund structures.