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T.M. Wealth Management
Founded in 2017 and based in Reston, Virginia, T.M. Wealth Management is a registered investment advisor operating under the fiduciary standard.
T.M. Wealth Management
Founded in 2017 and based in Reston, Virginia, T.M. Wealth Management is a registered investment advisor operating under the fiduciary standard. The firm focuses on delivering financial planning, retirement planning, and discretionary portfolio management to high-net-worth individuals, families, charitable organizations, and corporate entities. Its structure as an independent RIA means client assets are typically held at an external custodian, a common architecture that aligns the firm's revenue purely with advisory fees rather than commission-based product sales. The firm's strategy centers on holistic wealth management, integrating tax-aware portfolio construction with long-term financial planning. T.M. Wealth Management deploys capital primarily across publicly traded equities and fixed-income securities, using both individual securities and third-party mutual funds or ETFs to build diversified portfolios. The firm serves clients concentrated in the Washington, D.C. metropolitan area and broader Mid-Atlantic region, where it competes with larger bank-trust divisions and independent wealth managers for the advisory mandates of professionals, business owners, and retirees. T.M. Wealth Management has maintained a deliberately low public profile, with no disclosed AUM figure, team headcount, or named principal available in public records. The firm does not operate additional offices beyond its Reston headquarters, nor does it maintain a LinkedIn presence. This posture is consistent with a lifestyle-practice RIA where a small team manages a stable book of long-tenured client relationships. The firm's Form ADV filings with the SEC, updated annually, would contain the specific AUM and principal names, but that data is not reflected in current Altss research. Structurally, T.M. Wealth Management differs from broker-dealer affiliated wealth managers by operating as a pure RIA with a fiduciary duty to clients on every engagement. This means the firm is legally required to put client interests ahead of its own, regardless of the investment products selected. The absence of any proprietary fund complex or investment-banking parent suggests an advice model built on open-architecture portfolio construction, where investment selection is unconstrained by corporate product mandates.
General information
Firm type
Bank / Wealth / Trust
Year founded
2017
AUM
Undisclosed
Location
Region
North America
Country
United States
City
Reston
Corporate office
Reston, VA, United States
Frequently asked questions
Is T.M. Wealth Management a fiduciary?
Yes. As a registered investment advisor, T.M. Wealth Management is bound by the fiduciary standard under the Investment Advisers Act of 1940. This legally requires the firm to act in its clients' best interests on every advisory engagement, a higher standard than the suitability rule that governs broker-dealers.
What kind of clients does T.M. Wealth Management serve?
The firm targets high-net-worth individuals, families, charitable organizations, and corporate entities, per its public regulatory disclosures. This client mix suggests a practice built around personal wealth management for professionals and business owners, alongside institutional-style advisory relationships for nonprofits and corporate retirement plans in the D.C. metro area.
How does the firm charge for its services?
As a pure RIA with no disclosed broker-dealer affiliation, T.M. Wealth Management likely charges a fee based on a percentage of assets under management, flat retainer fees for financial planning engagements, or a combination of both. The exact fee schedule would be detailed in the firm's Form ADV Part 2A, which RIAs are required to provide to prospective clients.
Does T.M. Wealth Management manage money directly or outsource to third parties?
The firm provides discretionary portfolio management, meaning it directly manages client portfolios according to an agreed-upon investment policy statement. It likely uses a blend of individual securities and third-party managed products such as mutual funds or ETFs to construct portfolios, though the specific implementation approach is not publicly detailed.
Where does T.M. Wealth Management custody client assets?
As an independent RIA, T.M. Wealth Management does not custody client assets directly. Client portfolios are held at a qualified custodian — commonly Schwab, Fidelity, or Pershing — with the firm managing those assets on a discretionary basis through a limited power of attorney. The specific custodian(s) would be disclosed in the firm's regulatory filings.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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