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TRANSPARENT 401K
TRANSPARENT 401K is a asset manager; the Altss profile covers its classification, headquarters, registration, AUM band, and key contacts for private-markets...
TRANSPARENT 401K
Transparent 401K is an SEC-registered investment adviser. It has one employee and one investment adviser.
General information
Firm type
Asset Manager
Year founded
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AUM
Undisclosed
Location
Region
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Country
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City
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Corporate office
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Frequently asked questions
How does TRANSPARENT 401K charge for its services?
The firm charges a flat monthly subscription fee per plan rather than the traditional asset-based fee model used by legacy recordkeepers. Its revenue does not scale with participant balances. This removes the economic incentive for the provider to favor higher-cost funds or resist plan fee reductions.
Does TRANSPARENT 401K manage its own proprietary investment funds?
No. TRANSPARENT 401K does not manage proprietary funds or collect revenue-sharing from fund companies. Its investment menus are constructed from low-cost third-party ETFs, commonly from providers like Vanguard and Dimensional Fund Advisors, within a fiduciary framework.
Who are TRANSPARENT 401K's typical competitors in a plan search?
The firm competes against bundled 401(k) recordkeepers such as ADP, Paychex, and Human Interest, as well as larger retirement platforms like Fidelity and Empower for small to mid-sized plan sponsors. Its differentiator is the flat-fee revenue structure.
What size of 401(k) plan does TRANSPARENT 401K target?
TRANSPARENT 401K markets primarily to small and mid-sized businesses with plan assets under $20 million. This segment historically receives less pricing transparency and higher relative fees from traditional asset-based providers.
Is TRANSPARENT 401K a fiduciary to the plans it serves?
The firm operates under an ERISA fiduciary framework for the investment selection and monitoring components of its service. As a non-asset-based provider, its fiduciary role does not carry the structural conflict of earning more when participants accumulate more savings, a feature of most 3(38) services bundled with recordkeeping.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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