Transparent Wealth Consulting

Transparent Wealth Consulting constructs portfolios primarily using low-cost exchange-traded funds (ETFs), incorporating passive indexing and factor-based strategies. The firm's public disclosures emphasize financial planning, tax-loss harvesting, and liability-driven modeling for retirees and corporate executives over individual security selection or proprietary products.

Thomas J. Swenson serves as Chief Executive Officer, and Ryan A. Swenson is the Chief Financial Officer. Their concurrent leadership of a closely held RIA concentrates governance and carries the firm's fiduciary accountability directly through its named principals.

The firm's public filings do not indicate the management of alternative investment vehicles such as private equity or hedge fund separate accounts. Its documented focus remains on liquid, publicly traded securities, predominantly via ETF construction for individual, non-institutional clients.