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Truework
Truework's unified income verification platform claims to cover 97% of U.S. workers and a 75% completion rate, nearly doubling the industry benchmark.
Truework
Founded to bring automation and transparency to a process dominated by slow, opaque manual checks, Truework operates as an orchestration layer for income and employment verifications. The platform consolidates instantaneous payroll and bank credentialing alongside tax forms, smart outreach, and document uploads — automatically routing each request to the fastest, most reliable source. Its core market is the U.S. mortgage lending industry, where speed and accuracy directly improve borrower experience and lender economics. Truework cites top mortgage lenders as clients and highlights case studies including Pennymac, where the platform cut verification costs by 20%, and Virginia Credit Union, which reduced loan spend and manual tasks by consolidating multiple verification workflows. In 2025, Truework joined Checkr, a background screening and employment data company, merging Truework's income verification intelligence with Checkr's scale in pre-employment screening. This positions the combined entity to build a more comprehensive data platform for employment-contingent decisions. By integrating every verification method into a single system with GSE-ready reporting, the platform seeks to replace the multi-vendor, multi-method approach that dominates the industry. The company's structural differentiator is its approach as a unified VOIEA platform — an aggregator and smart orchestrator of income and employment data sources, not a provider of one data silo — which shifts the competitive dynamic from source coverage to workflow efficiency and completion-rate maximization.
General information
Firm type
Asset Manager
Year founded
—
AUM
Undisclosed
Location
Region
North America
Country
United States
City
San Francisco
Corporate office
San Francisco, CA, United States
Sector focus
Frequently asked questions
How does Truework source the data behind its income and employment verifications?
Truework unifies multiple data sources including instantaneous payroll systems, bank account credentials, tax documents, smart electronic outreach, and applicant document uploads. Its platform orchestrates requests across these sources automatically, routing each to the method expected to return the fastest, most accurate verification for that individual.
What role does Truework's acquisition by Checkr play in its operational strategy?
Checkr acquired Truework in 2025. The merger combines Checkr's background screening infrastructure with Truework's income and employment verification platform, aiming to create a more comprehensive data platform for decisions that depend on employment history and financial standing. Truework continues to operate its verification platform as part of the Checkr ecosystem.
Which sectors does Truework primarily serve, and are there any sectors it explicitly avoids?
Truework's public case studies and product positioning center on the U.S. mortgage lending industry, including banks and credit unions. The firm does not publicly state any sector it explicitly avoids, though its compliance and accuracy features target regulated lending workflows.
What is Truework's stated completion rate and how does it compare to industry benchmarks?
The firm reports a 75% verification completion rate against an industry average it cites as approximately 48%. This metric reflects the platform's design to reduce the number of abandoned or failed verifications by orchestrating multiple data-source attempts rather than relying on a single manual method.
Does Truework participate in fund commitments or only operate its technology service?
Truework is a technology platform company focused on income and employment verification as a service. There is no public disclosure suggesting it operates an investment fund, makes venture commitments, or manages third-party capital in an allocator capacity.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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